The Baby-Sitters Club Wiki
The Baby-Sitters Club Wiki

Stacey and the Mystery Money is the tenth book in The Baby-Sitter's Club Mystery series.

Back Cover[]

Who would have believed it? Counterfeit money is showing up in Stoneybrook – and someone gave Stacey a fake ten dollar bill.

Of course Stacey doesn't have anything to do with the counterfeit money. But the Baby-sitters are worried. They think one of their clients might be involved. And what if people don't believe Stacey is...innocent?

The Baby-sitters have to discover where this mysterious money is coming from. Because their reputation is at stake!

Main Plot[]

Stacey and Charlotte Johanssen have a big day planned; they’re going shopping and have lunch in Downtown Stoneybrook & they’re both excited. Things go well until Stacey tries to buy some earrings at the Merry-Go-Round. The clerk immediately recognizes the $10 bill that Stacey gives her as counterfeit, much to Stacey’s surprise. Betty, the clerk calls the police; she doesn’t suspect Stacey, but there has been some counterfeit activity in Stoneybrook & the police need to be aware of what happened.

Charlotte is worried that Stacey is going to jail, but the cops just want to ask Stacey, Betty, and the clerk at Bellair's (where Stacey got the $10 bill from). Stacey’s mom looks after Charlotte while Stacey is being questioned. The other girls in the BSC decide that they need to do some research on counterfeiting; they go to the library and even pay a visit to Betty at the Merry-Go-Round to pick up a flier that had been given to all local shops about how to spot counterfeit bills.

The girls also decide to stake out various public copy machines around Stoneybrook. They notice Stacey’s English teacher, Mr. Fiske looking at new copy machines and think he could be the suspect, but nobody thinks so. Kristy thinks it might be a new boy in school named Terry Hoyt & his family, who are responsible for all the fake money. They showed up right around the time that the counterfeiting started, they move around a lot, and there’s a closet in their house that Terry’s younger brother, Georgie wouldn’t let Kristy open when she was babysitting. Kristy also found a school ID card belonging to Terry’s twin sister, Tasha with a different name.

Stacey doesn’t want to believe that the Hoyts are responsible because Stacey likes Terry and she doesn’t see him as being capable of doing something like that. The BSC follow Mr. Fiske one day after school, but it’s unsuccessful. After Stacey gets home, she gets a phone call from Terry & she ends up telling him everything that they’ve been up to. Terry seems to know a lot about counterfeiting, but he doesn’t come right out and confess that his family’s responsible.

Later on, Stacey and Charlotte go on another shopping trip downtown. As they’re about to head over to the Rosebud Cafe for lunch, a man runs toward them. As he’s running, the man drops a bag full of fake money, but doesn’t get it. Charlotte suggests calling the police, but Stacey wants to solve the case herself. She gets Claudia to come down to take a picture of the man when he comes back from the money & she calls Terry herself. After waiting a while, the man comes back & they get their pictures.

Stacey and Terry take a roll of film to a one-hour photo place & Terry says that he can give the pictures to his father when they get them & he’ll take care of everything. At first, Stacey worries because she thinks Terry & his family are responsible for the counterfeits, but it turns out that Terry’s father is in the Secret Service & is the main guy assigned to work on the counterfeiting case. The reason that the Hoyts move around so much is because once a case is solved, they move on to another place. Terry’s real name is David Hawthorne & Stacey is sworn to secrecy that no one is supposed to know what his dad does for a living. In the end, the counterfeiters are caught & the Hoyts have to move on once the case is over.

Sub Plot[]

Characters in this book[]

Stacey's Family

BSC Members




Places in this book[]

Pop Culture and Real Life References[]

  • Gone with the Wind
  • Elizabeth Taylor
  • Tintin books
  • Wheel of Fortune
  • To Kill a Mockingbird

Continuity and Inconsistencies[]




  • This books working title was Stacey and the Clue of the Blue Tattoo [1].
  • Mrs. Kishi gave Claudia the old magazines from the library instead of at a book sale in chapter 1.
  • This is the first introduction of Terry Hoyt, who would later return in Kristy and the Kidnapper.
  • Stacey feels shy about talking to her teacher outside of school on page 46.
  • Dawn was planning on taking a cooking course at the natural food store on new ways to cook tofu in chapter 10.
  • Claudia says her parents would never be cool with a tattoo.
  • The counterfeiter was caught, but his name was never revealed, just that he had a tattoo on his earlobe.
  • Stacey and Sam set up a date at the end of the book.
Mystery Books
#1 Stacey and the Missing Ring | #2 Beware, Dawn! | #3 Mallory and the Ghost Cat | #4 Kristy and the Missing Child | #5 Mary Anne and the Secret in the Attic | #6 The Mystery at Claudia's House | #7 Dawn and the Disappearing Dogs | #8 Jessi and the Jewel Thieves | #9 Kristy and the Haunted Mansion | #10 Stacey and the Mystery Money | #11 Claudia and the Mystery at the Museum | #12 Dawn and the Surfer Ghost | #13 Mary Anne and the Library Mystery | #14 Stacey and the Mystery at the Mall | #15 Kristy and the Vampires | #16 Claudia and the Clue in the Photograph | #17 Dawn and the Halloween Mystery | #18 Stacey and the Mystery at the Empty House | #19 Kristy and the Missing Fortune | #20 Mary Anne and the Zoo Mystery | #21 Claudia and the Recipe for Danger | #22 Stacey and the Haunted Masquerade | #23 Abby and the Secret Society | #24 Mary Anne and the Silent Witness | #25 Kristy and the Middle School Vandal | #26 Dawn Schafer, Undercover Baby-sitter | #27 Claudia and the Lighthouse Ghost | #28 Abby and the Mystery Baby | #29 Stacey and the Fashion Victim | #30 Kristy and the Mystery Train | #31 Mary Anne and the Music Box Secret | #32 Claudia and the Mystery in the Painting | #33 Stacey and the Stolen Hearts | #34 Mary Anne and the Haunted Bookstore | #35 Abby and the Notorious Neighbor | #36 Kristy and the Cat Burglar
Super Mysteries
#1 Baby-sitters' Haunted House | #2 Baby-sitters Beware | #3 Baby-sitters' Fright Night | #4 Baby-sitters' Christmas Chiller
Other Series
Baby-Sitters Club | Super Special | Portrait Collection | Readers' Request | Baby-sitters Club: Friends Forever | California Diaries | Baby-Sitters Little Sister | The Kids in Ms. Colman's Class